Bank loan-to-deposit ratios at all-time highs raise concern

Banking system's loan-to-deposit ratios hit an all-time high of 81% in the December quarter, signaling a widening gap between credit growth and deposit mobilization. Major lenders like HDFC Bank saw their LDRs approach 100%, prompting concerns about potential deposit rate hikes or limited scope for passing on RBI rate cuts.

from Banking-Banking/Finance-Industry-Economic Times https://ift.tt/1osD7Nz
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