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Mid-tier private banks rake in more low-cost deposits

"Our Casa was only 10% initially. For the first three or four years of taking over management of this bank, we slowed down the loan book and focused on building the Casa ratio to 50%," V Vaidyanathan, MD and CEO, IDFC First Bank, told ET in an interview. "If we had kept growing the loan book, we could never have addressed structural issues like this. I believe in playing the long game in every format." from Banking-Banking/Finance-Industry-Economic Times https://ift.tt/blNyS2E via IFTTT
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Kotak Investment Banking appoints Jayasankar, Sourav Mallik as Co-CEOs

Kotak Investment Banking is undergoing a noteworthy leadership transition. V. Jayasankar and Sourav Mallik will take the reins of the investment banking sector together, while Ramesh Srinivasan will become Non-Executive Vice Chairman. His years of experience will inform strategic advice and client engagement efforts, signaling a strong foundation for future growth in the organization. from Banking-Banking/Finance-Industry-Economic Times https://ift.tt/cJdnXps via IFTTT
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HDFC Bank spends Rs 1,316 crore on CSR in FY26, expands rural footprint

HDFC Bank invested over Rs 1,316 crore in CSR initiatives during 2025-26. Their Parivartan program has positively impacted more than 10.77 crore lives. The bank's rural development program now reaches over 11,000 villages nationwide. Border village coverage significantly increased to 498 from 298 previously. These efforts aim for inclusive and locally relevant future development. from Banking-Banking/Finance-Industry-Economic Times https://ift.tt/ybAkcDq via IFTTT
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FCNR(B) surge: Inflows through special window to ease banks’ liquidity pressure

In the first quarter of FY27, revised liquidity coverage ratio (LCR) norms came into effect, reducing the assumed run-off rate on deposits from non-financial entities such as trusts, limited liability partnerships (LLPs), and partnerships to 40% from 100% earlier. The change lowered projected 30-day cash outflows for banks, providing flexibility to the LCR mandate. from Banking-Banking/Finance-Industry-Economic Times https://ift.tt/iCYOvp7 via IFTTT
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Patchy rains may hit rural lending, banks stay cautious

Bankers are closely watching monsoon rains and their impact on rural credit. Uneven rainfall poses inflation risks for summer crops and rural incomes. A strong winter harvest offers some financial cushion for lenders. Early stress is visible in personal and micro-enterprise loan segments. Lenders may slow small-ticket loan delivery due to risk aversion. from Banking-Banking/Finance-Industry-Economic Times https://ift.tt/kNTGerc via IFTTT
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Minimum balance charges swell pvt banks' coffers by nearly Rs 5,000 cr in FY26

Private banks collected over Rs 4,900 crore from account holders for minimum balance failures. Public sector banks also gathered Rs 2,100 crore during the same financial year. HDFC and Axis Banks led private sector collections for these account charges. No penalties are applied to basic savings accounts, including Jan Dhan accounts. The government introduced a credit guarantee scheme to support businesses facing liquidity issues. from Banking-Banking/Finance-Industry-Economic Times https://ift.tt/jpZDtR3 via IFTTT
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Standard Chartered sees exit of several top wealth executives in India

Standard Chartered India is witnessing a series of senior leadership exits as it reshapes its wealth business and moves away from mass-market retail banking. Wealth head Saurabh Jain is joining Bandhan AMC, following earlier departures of two other senior executives, even as the bank doubles down on affluent and SME-focused growth. from Banking-Banking/Finance-Industry-Economic Times https://ift.tt/TDek3pB via IFTTT
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