Posts

Commercial vehicle loans post 20.1% five-year CAGR as used cars and auto premiumisation drive lending: report

Commercial vehicle loans will grow significantly over five years. Used car loans are the fastest-growing segment, formalizing credit access. Two-wheeler financing maintains the largest borrower volume, introducing many new customers. Auto loan disbursements are shifting towards higher values, increasing average ticket sizes. Delinquency indicators are improving across most vehicle loan categories. from Banking-Banking/Finance-Industry-Economic Times https://ift.tt/DLEbt9h via IFTTT
Post a Comment
Read more

FCNR deposits emerge as banks’ new FY27 growth lever: Report

Indian banks anticipate stronger net interest income and earnings growth in FY27. This outlook is supported by robust foreign currency deposit mobilization and healthy credit demand. Systemic credit growth is projected around fifteen percent year-on-year, with FCNR deposits aiding expansion. Asset quality remains stable, and deposit growth has strengthened significantly by end-July. ICICI Securities maintains a positive stance on the banking sector's performance. from Banking-Banking/Finance-Industry-Economic Times https://ift.tt/m4qdIVc via IFTTT
Post a Comment
Read more

Banks ride RBI swap wave to raise $12 billion via overseas debt

This week was the busiest for forex debt issuance by Indian lenders. ICICI Bank, Kotak Mahindra Bank, IDFC First Bank, HDFC Bank and Bank of Baroda together raised a massive $4.4 billion, and the bulk of the proceeds may be used to help fund the leverage for foreign currency non-resident (bank) [FCNR (B)] deposits. from Banking-Banking/Finance-Industry-Economic Times https://ift.tt/na4cXDG via IFTTT
Post a Comment
Read more

Tata, Godrej and now Birla: Big groups aren't just chasing glitter

India’s gold loan market is emerging as a growth opportunity for financial institutions, with outstanding loans against gold jewellery reaching Rs 3.3 lakh crore by May 2026. Tata Capital, Godrej Capital and Aditya Birla Capital are expanding aggressively as lenders shift toward secured retail credit, driven by rising gold prices, strong demand, regulatory changes and India’s vast household gold holdings. from Banking-Banking/Finance-Industry-Economic Times https://ift.tt/YHPRAO3 via IFTTT
Post a Comment
Read more

Bajaj Finance simplifies repayment planning with loan against property EMI Calculator

Bajaj Finance provides an EMI calculator for loans against property, making it easier to budget for repayments. This tool allows users to estimate monthly payments and overall borrowing costs, as well as compare different loan amounts and repayment durations. By illustrating possible financial commitments, it equips borrowers to make informed choices. The loan application process is also streamlined online for convenience. from Banking-Banking/Finance-Industry-Economic Times https://ift.tt/qgKnSvR via IFTTT
Post a Comment
Read more

Private credit deals drop 61 pc to USD 3.5 bn in H1 2026: Report

Private credit deployments saw a sharp 61 percent drop in early 2026. This decline occurred amid a volatile macro economic environment and shifting fund dynamics. Domestic funds led nearly three-fourths of the deployments during this period. Real estate remained a favored investment sector for private credit funds. Regulatory changes and bank credit growth also influenced private credit volumes. from Banking-Banking/Finance-Industry-Economic Times https://ift.tt/R45usfa via IFTTT
Post a Comment
Read more

LIC gets RBI nod to raise stake in HDFC Bank to nearly 10% from 4.11%

Life Insurance Corporation of India received approval from the Reserve Bank of India. This allows LIC to increase its stake in HDFC Bank to 9.99 percent. Currently, LIC holds 4.11 percent of HDFC Bank's total share capital. The approval grants LIC flexibility to raise its investment in the lender. This development strengthens LIC's financial services sector exposure. from Banking-Banking/Finance-Industry-Economic Times https://ift.tt/z3AfVBr via IFTTT
Post a Comment
Read more