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Sentiment shifts: Bad loans aren’t the only worry for banking sector anymore

Indian Banks Governance Risk: Indian banks are facing new challenges. Investor focus is shifting from bad loans to governance and leadership. Recent events at HDFC Bank, Yes Bank, IDFC First Bank, Kotak Mahindra Bank, and IndusInd Bank highlight these issues. Oversight lapses and boardroom dynamics are now critical. This marks a significant change in how risks are assessed in the banking sector. from Banking-Banking/Finance-Industry-Economic Times https://ift.tt/Np87ilZ via IFTTT

Kotak Mahindra Bank fraud case: Relationship Manager Dileep Raghav held for false FD reports

Haryana Police have arrested Dileep Kumar Raghav, a former Kotak Mahindra Bank official. He is accused of sending fake reports about fixed deposits to Panchkula Municipal Corporation. The fraud involves around 150 to 160 crore rupees. Discrepancies emerged during fund reconciliation. The bank is cooperating with investigations and reviewing its processes. Multiple individuals are under scrutiny for potential collusion. from Banking-Banking/Finance-Industry-Economic Times https://ift.tt/P4ioFZ0 via IFTTT

Energy price pressures to drive CPI inflation to 4.5% in FY27: ICICI Bank report

India's retail inflation is projected to reach 4.5 percent in fiscal year 2027. This upward revision by ICICI Bank is driven by increasing energy costs. Higher petrol and diesel prices will now have a greater impact on consumer prices. This change is due to a revised weighting system for goods. from Banking-Banking/Finance-Industry-Economic Times https://ift.tt/q97gGJ8 via IFTTT

Credit card spending moderates while banks keep adding users

February 2026 witnessed a subtle decline in credit card transactions compared to the previous month, January. Despite this, a year-on-year comparison reveals increased consumer spending. Banks are enthusiastically welcoming new credit card clientele, which hints at a thoughtful growth strategy. The sustained expansion is primarily fueled by advancements in digital services and e-commerce. from Banking-Banking/Finance-Industry-Economic Times https://ift.tt/QjO5g9w via IFTTT

RBI takes stock, asks banks to detail West Asia exposure

The Reserve Bank of India is assessing bank exposure to West Asia. This move follows the Iran war's impact on global bonds and energy supply chains. Banks are asked for details on direct and indirect exposures. This includes companies with regional subsidiaries and retail banking through NRIs. The RBI aims to plan potential relief measures if the situation prolongs. from Banking-Banking/Finance-Industry-Economic Times https://ift.tt/7K8NdHV via IFTTT

Kotak Mahindra Bank to absorb lending subsidiary KMIL from April 1

Kotak Mahindra Bank will merge its wholly owned subsidiary, Kotak Mahindra Investments Limited (KMIL), into its own operations by April 1, 2026. This move aligns with RBI regulations and aims to simplify the group structure and enhance operational synergies. KMIL will cease new loan sanctions from the same date, while continuing to service existing obligations. from Banking-Banking/Finance-Industry-Economic Times https://ift.tt/poMHtuY via IFTTT

RBI website hit by 61 million cyberattack attempts in a single quarter, all blocked

The Reserve Bank of India thwarted over 61 million cyberattack attempts in late 2025. This number shows a rapid increase in threats. The RBI is now using artificial intelligence to detect and block attacks. The central bank also encouraged the payments industry to adopt new regulations. Innovations like standing instructions and card tokenisation have seen significant success. from Banking-Banking/Finance-Industry-Economic Times https://ift.tt/MQsS8D7 via IFTTT