PSU banks told to tighten loan risk assessment

​It has also asked them to focus on the acquisition of high-quality current and savings accounts. "Banks will carry out regular stress testing and adopt risk-based profitability models in all loan portfolios," said an official, who did not wish to be identified. The government nominees on the bank board will also ensure that such stress analysis reports are part of the agenda and are discussed in all relevant board meetings, the official said.

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